21st key with popup insert

I cannot believe my eldest granddaughter will be 21 next month - it doesn't seem five minutes since I was designing a sweet sixteen card for her!  I spent a long time fiddling with this one to get it how I wanted it, the popup insert especially gave me a few problems, but I am reasonably happy with the way it looks now and I know she will like it.  As usual the template is freely shared on the UKS site.  My nephew has his fortieth in February and I am working on something suitably masculine for him!  I'm not so keen on men's cards - no ribbons, bows or beads!!